| SlonCredit.UA✓ Checked | From UAH 600; the supplier brief does not state a different minimum | Up to UAH 27,000 for first and repeat loans under the supplier brief; public product pages may show different ceilings | 345 days | 365 days | 18 years | 75 years under the supplier brief; public product pages may state a lower limit for a particular product | First loan: 0.01% per day for the first 5–30-day period; repeat loan: 2.50% per day | Not supplied in the partner brief; the live agreement and consumer-credit passport control the total cost | Citizen of Ukraine | Non-cash transfer to the customer’s payment card | Personal cabinet/card and the payment methods shown in the live account; confirm bank-transfer details before payment | Credit decision advertised within up to 5 minutes; this is not a payout guarantee | Not publicly disclosed | Ukraine except Crimea, Kherson, Donetsk and Luhansk regions; Zaporizhzhia, Kharkiv and Mykolaiv cities are permitted under the supplier brief | TOV “SLON CREDIT” (EDRPOU 42350798); no credit intermediaries are disclosed · NBU lending licence reissued March 19, 2024; historical NKFP licence No. 1891 dated October 25, 2018 | Checked September 15, 2026Review → |
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| Pango.UA✓ Checked | UAH 1,000 for Installment microcredit | UAH 25,000 for Installment credit; supplier brief says up to UAH 12,000 and the homepage advertises up to UAH 15,000 for a first loan | 340 calendar days | 360 calendar days; 23 scheduled payments are described | 18 years | 65 years in the supplier brief; the official FAQ also states an upper age of 70 for some first-loan routes | Official examples show 0.92% daily for a first-loan example and 1% daily for a repeat-loan example; supplier brief says from 0.01% | Real annual percentage rate (RAPR) 1,411.91%–2,920.43%; exact total cost depends on product, amount and schedule | Ukrainian citizenship | Non-cash transfer to the verified Ukrainian bank card | Pango account/card payment, online payment, Privat24 or PrivatBank terminals, and EasyPay channels | About 2–5 minutes for the request; first registration may take longer | The product list says prolongation is not available; payment-by-parts schedules can run to 360 days | Ukraine; Ukrainian citizenship and residence rules apply | TOV “FC “NEZALEZHNI FINANSY” (EDRPOU 44620708); no credit intermediary is identified · NBU certificate FK B0000507; financial-company licence based on decision No. 21/199-pк dated 28 January 2022, reissued 29 March 2024 and indefinite | Checked September 15, 2026Review → |
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| Tengo.UA✓ Checked | UAH 1,000 in the public Installment range; the supplier brief does not state a different minimum | UAH 30,000 for repeat borrowing and UAH 20,000 for a first loan in the official FAQ; supplier brief says up to UAH 25,000 for its short-term route | Not separately published for the short-term route; current Installment disclosure starts at 337–340 days | Up to 360 days for Installment; the supplier brief also describes PDL extensions of 3, 7 or 15 days | 18 years | Supplier brief: 69 years; official FAQ says up to 70 for a first loan | A standalone current daily rate is not published; the public disclosure states up to 365.00% annual interest | Public examples show RAPR 1,411.91%–2,920.43%; the individual agreement controls the total cost | Citizen of Ukraine | Non-cash transfer to the verified Ukrainian bank card | Card payment in the personal account or without login, EasyPay and PrivatBank terminal channels | About 15 minutes for a first online application; repeat registration can take about 5 minutes | PDL extension may be offered for 3, 7 or 15 days when shown in the account; Installment uses a payment schedule | Ukraine; supplier brief excludes Luhansk, Kherson, Zaporizhzhia, Kharkiv and Donetsk regions and Crimea | TOV “MILOAN” (EDRPOU 40484607); no credit intermediary is identified · Decision No. 2843 dated 10 November 2016; licence reissued by the NBU on 13 March 2024 and indefinite; certificate IK No. 176 | Checked September 15, 2026Review → |
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| SelfieCredit.UA✓ Checked | UAH 400 for a first loan; UAH 500 for a repeat loan | UAH 30,000 for a first loan; UAH 50,000 for a repeat loan | 345-day contract; first payment period from 5 days | 365-day contract; payment periods up to 30 days | 18 years | 65 years | 1% per day (365% annual rate) | RAPR 1,244.55%–3,422.24% in the current public disclosure | Citizen of Ukraine | Non-cash transfer to a verified Ukrainian bank card | Personal account/card, City24 terminals, Privat24 or PrivatBank cashier | Up to 10 minutes for a new customer; repeat applications may take up to 5 minutes | No automatic extension; an extension may be offered under the displayed agreement | Ukraine; supplier brief excludes Luhansk, Kherson, Zaporizhzhia, Kharkiv and Donetsk regions and Crimea | TOV “Selfie Credit” (EDRPOU 43979069) · NBU lending licence reissued 27 March 2024; certificate FK №В0000369 dated 21 September 2021 | Checked September 15, 2026Review → |
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| Miloan.UA✓ Checked | Not publicly disclosed for the supplier short-term route | Up to UAH 25,000 for the supplier short-term route; the official homepage currently advertises up to UAH 20,000 for a first loan | Not publicly disclosed for the supplier short-term route | Up to 15 days for the supplier short-term route | 18 years | 69 years | Not publicly disclosed as one universal rate for the supplier route | Not publicly disclosed for the supplier short-term route; the agreement and representative example control | Citizen of Ukraine | Transfer to a Ukrainian bank card or account | Personal account/card, Privat24, PrivatBank terminal or cashier, and EasyPay | About 10 minutes is advertised; verification and bank processing can take longer | Prolongation options of 3, 7 or 15 days are described in provider materials | Ukraine except Luhansk, Kherson, Zaporizhzhia, Kharkiv and Donetsk regions and Crimea (supplier brief) | TOV “Miloan” (EDRPOU 40484607) · Certificate IK №176 dated 14 July 2016; current lending licence status should be checked in the NBU register | Checked September 15, 2026Review → |
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| Credit7.UA✓ Checked | UAH 500 | UAH 15,000 for a new customer and UAH 30,000 for a repeat customer (supplier brief); current official pages also show higher route limits, so confirm the live offer | 5 days | 30 days | 18 years | 65 years in the supplier brief; the official product table shows up to 70 years for repeat credit | 0.95% per day (standard rate) | Real annual percentage rate 1,132.58%–3,581.80% in the current SEVEN 365 disclosure; standard examples can reach 3,845.25% | Ukrainian citizenship | Transfer to the applicant’s Ukrainian bank card or account through the website or Credit7 app | Personal cabinet/card, bank transfer, EasyPay, City24 and Privat24; third-party payment fees may apply | Up to 15 minutes in the supplier brief; the FAQ says daytime applications are usually reviewed within 3 minutes | Extension/prolongation up to 365 days is described in supplier materials; fee and schedule follow the agreement | Ukraine, excluding Crimea and the regions listed in the supplier brief | TOV “LINEURA UKRAINE” (EDRPOU 42753492) · National Bank of Ukraine licence dated 21 March 2024; licence number is not stated on the reviewed page; registration certificate FC №1177 dated 19 March 2019 | Checked September 15, 2026Review → |
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| CreditPlus.UA✓ Checked | UAH 500 | UAH 15,000 for a new customer and UAH 30,000 for a repeat customer in the supplier brief; current public pages show up to UAH 30,000 first and UAH 50,000 repeat | 3 days for the first selected payment period; 5 days for a repeat-customer period | Up to 30 days between interest payments; PLUS 365 contract duration is 345–365 days | 18 years | 65 years for a new customer and up to 70 for a repeat customer in the supplier brief; current PLUS 365 product disclosure states up to 68 years; confirm the applicable limit | 1% per day (365% nominal annual rate) on current public terms; the supplier brief states 1.5% per day after the first promotional period and for repeat loans — confirm the applicable tariff in the agreement | Varies by amount, payment period, fees and discount conditions; the signed agreement and representative example control | Ukrainian citizenship | Cashless transfer to the applicant’s Ukrainian payment card or bank account after electronic signing | Personal cabinet or mobile app by card, bank details, internet banking, PrivatBank terminals, EasyPay and City24 | Applications are processed online 24/7; repeat-customer applications are described as taking about 7–15 minutes | Available under the contract; the FAQ says accrued interest and any applicable penalties or fees must be paid for extension | Ukraine, subject to product eligibility and the regional exclusions supplied for this review | TOV “AVENTUS UKRAINE” (EDRPOU 41078230) · NBU lending licence reissued 14 March 2024; extract No. 21/592 dated 7 June 2024 records a scope change and is not a licence number | Checked September 15, 2026Review → |
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| ShvidkoGroshi UA✓ Checked | UAH 3,000 is shown for the instalment product; the minimum for each short-term route must be confirmed in the live offer | Up to UAH 50,000 on current product pages; the supplier brief states up to UAH 30,000, so the live agreement controls | 7 days is described as a comfortable short-term period; instalment routes start at 98 days in the published characteristics | Up to 213 days for a monthly-payment schedule or 140 days with payments every 14 days; the supplier brief states up to 140 days | 18 years | 70 years in the supplier brief and FAQ materials; confirm the current route limit | 1% per day for the “Money in instalments” product; other routes use the tariff shown in the agreement | Published instalment characteristics show a fixed nominal rate up to 336% annually and maximum real annual percentage rate of 11,016.79%; fees can include 15% or 20% depending on schedule | Ukrainian citizenship | Non-cash transfer to a Ukrainian card or account online; cash at a ShvidkoGroshi branch | Any ShvidkoGroshi branch, personal cabinet or mobile app, bank card, bank transfer and supported PrivatBank/EasyPay services | About 15–20 minutes is advertised for a straightforward request; FAQ content says review can take several hours | The provider describes increasing the deferral or paying the usage charge; exact extension length and fee depend on the product and agreement | Ukraine, excluding Crimea, Donetsk, Luhansk, Mykolaiv and Kherson regions; Kharkiv and Zaporizhzhia are excluded except the named regional capitals | TOV “SPOZHIVCHYI TSENTR” (EDRPOU 37356833) · Licence issued by the former National Commission for State Regulation of Financial Services, order No. 438 dated 28 February 2017; reissued by the NBU on 7 March 2024 as a financial-company lending licence | Checked September 15, 2026Review → |
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| MyCredit.ua✓ Checked | UAH 500 on the no-commission route; UAH 1,000 on the commission route; older short-term disclosure starts at UAH 500 | Up to UAH 30,000 without an issuance commission and up to UAH 50,000 with commission; first applications may be capped at UAH 12,000 | Five-day payment interval; older short-term disclosure allows up to 30 calendar days, while current products use 345–365-day schedules | Up to 365 days on current products with payments every 5–30 days; older short-term disclosure states up to 30 days | 18 years | Not publicly disclosed | 0.01% per day for the first period of an eligible first loan; 1% per day after that on the no-commission route; 0.95% per day for repeat credit | Published real annual percentage-rate ranges vary by route: about 1,259.21%–3,549.15% for the commission route and 1,265.80%–2,989.62% without commission; the individual passport controls | Ukrainian citizenship | Cashless transfer to the applicant’s Ukrainian payment card after approval and electronic signing | MyCredit website or personal cabinet, bank-partner cash desks, EasyPay, City24 and other methods shown in the account | The official FAQ describes a digital decision; a separate universal review-time guarantee is not published | Available through the personal cabinet by paying accrued interest; the exact price and period are set in the agreement | Ukraine; provider materials exclude Crimea and the listed temporarily occupied or restricted regions | TOV “1 BEZPECHNE AHENTSTVO NEOBKHIDNYKH KREDYTIV” (EDRPOU 39861924) · NBU licence for lending activities issued 12 March 2024, perpetual and paperless; former financial-institution certificate IK №146, registration №16103223 | Checked September 15, 2026Review → |
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| E-Groshi UA✓ Checked | UAH 1,000 net on current listed routes; some product disclosures start at UAH 2,000 or UAH 6,500.01 | UAH 100,000 net on the largest published route; gross limits including issuance fees reach UAH 151,975 | 2 calendar days on short products; other current products start at 47, 77, 152 or 167 days | 180 calendar days on current long products; short products run up to 30 days | 18 years | 60 or 65 years depending on the product disclosure; the selected route controls | Product-specific fixed rates from 0.1% to 1.5% per day; examples include 0.1%, 0.2%, 0.8%, 1.2% and 1.5% | Product examples publish real annual rates from 58.66% to 123,996.24%; the individual passport controls | Ukrainian citizenship | Cashless transfer to the applicant’s Ukrainian payment card or account; cash may be available at a branch | Verified card in the personal cabinet, bank transfer, payment terminals and supported banking/payment services | Automated online processing is advertised; partner-program materials claim a decision in up to five minutes, but the exact time is not guaranteed | Possible on request through the personal cabinet; 10, 20 or 30-day examples are published, but approval is discretionary | Ukraine except Crimea and Kharkiv, Donetsk, Luhansk, Zaporizhzhia, Mykolaiv and Kherson oblasts listed as restricted or temporarily occupied in provider materials | TOV “FINANSOVA KOMPANIA “Ye HROSHI” (EDRPOU 43509084) · Licence No. 1042 dated 28 May 2020, reissued by the National Bank of Ukraine through the register on 25 March 2024; financial-company certificate FK No. B0000464 dated 15 December 2021 | Checked September 16, 2026Review → |
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| Firstcredit UA✓ Checked | UAH 500; the supplier brief describes a reviewed route from UAH 500 | UAH 50,000 on the current public FAQ; the supplier brief names up to UAH 20,000 as a service advantage and UAH 2,000 for its reviewed route | 53 days for the two-payment route; other product passports start at 3 or 60 days | 80 days for the two-payment route; separate product disclosures reach 360 days | 18 years | 65 years in the current product disclosure; confirm the route-specific limit | 0.99% per day (361.35% nominal annual rate) on the standard route | Supplier brief: РРПС 131.91%–2,296.36%; official product examples: real annual rates 68.27%–3,785.05% depending on route | Ukrainian citizenship | Cashless transfer to an applicant-owned Ukrainian payment card or eligible bank account | Personal cabinet by bank card, online card payment, bank transfer, EasyPay terminals or a bank cash desk | Marketing materials claim a decision in about five minutes; verification and underwriting can take longer | Available through the personal cabinet on request; approval, duration and price are discretionary | Ukraine; provider materials exclude Crimea and Kharkiv, Donetsk, Luhansk, Zaporizhzhia, Mykolaiv and Kherson oblasts | TOV “ФІНАНСОВА КОМПАНІЯ «АБЕКОР»” (EDRPOU 39287145) · NBU lending licence reissued under decision №21/809-рк on 12 July 2024; the agreement records the licence entry dated 3 June 2024 | Checked September 16, 2026Review → |
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| AlexCredit.UA✓ Checked | UAH 100 on older public route pages; current selector starts at the amount shown in the live application | UAH 6,000 for the first supplier route and UAH 13,000 for a second loan; current public disclosure displays up to UAH 40,000 on another route | The exact universal minimum is not publicly disclosed; older route pages describe up to 30 days | 30 days on older short-term route pages; current product disclosure shows 405–430 calendar days including a special period | 18 years | Not publicly disclosed | 0.5% per day for the first supplier route; the current site also displays 0.01% promotion and 1% special-period pricing | Current public disclosure: real annual rate 449%–101,451%; the repayment page gives examples around 483%–505% for a five-day base period | Ukrainian citizenship | Cashless transfer to the applicant’s Ukrainian bank card or eligible account | Personal cabinet and card payment; the agreement may also provide bank transfer or payment-terminal options | Decision is described as immediate or within about 10 minutes; verification can take longer | The supplier describes extension as available; period, approval and price are individual | Ukraine, excluding Crimea and Kharkiv, Donetsk, Luhansk, Zaporizhzhia, Mykolaiv and Kherson oblasts | TOV “АЛЕКСКРЕДИТ” (EDRPOU 41346335) · Financial-company licence FC №943, issued 15 August 2017; current credit-services licence is open-ended under NBU records | Checked September 16, 2026Review → |
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| CreditKasa UA✓ Checked | UAH 1,000 on the current MiniKasa route | UAH 55,000 MiniKasa; separate MaxiKasa route up to UAH 50,000; supplier brief says up to UAH 20,000 and first loan up to UAH 15,000 | Payment frequency can be 2 days for MiniKasa or a 14-day base period for MaxiKasa; the credit-line agreement runs longer | 365 calendar days for MiniKasa; permits page states 300 days for MaxiKasa, while FAQ states 360 days | 18 years | 75 years | MiniKasa 1% per day for days 1–180, then 0.74% for days 181–365; MaxiKasa 1% per day | MiniKasa real annual rate examples 3181.65–3181.67% at standard pricing and 1090.15–1090.17% at preferential pricing; the legal disclosure gives route-dependent ranges | Ukrainian citizenship | Online cashless transfer to the applicant’s Ukrainian bank card or account | Personal cabinet and card payment; bank transfer and listed payment providers may also be available | New applications are usually described as 5–10 minutes, with a decision around 3 minutes; repeat requests can take about 1 minute | The credit line permits an additional draw during its term; no universal extension fee is published | Ukraine, excluding Crimea and Kharkiv, Donetsk, Luhansk, Zaporizhzhia, Mykolaiv and Kherson oblasts | TOV “УКР КРЕДИТ ФІНАНС” (EDRPOU 38548598) · Certificate IK №116; financial-services licence reissued by the NBU on 8 March 2024; a separate licence number is not stated on the reviewed official page | Checked September 16, 2026Review → |
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| Tvoya Pozyka UA✓ Checked | Supplier brief: UAH 3,000; legal product disclosure: UAH 9,000 minimum | Up to UAH 150,000; legal short route up to UAH 30,000 | 8 weeks (supplier brief); legal disclosures 23–26 days short route | 16 weeks (supplier brief); legal instalment routes 113 or 169 days (4 or 6 months) | 18 years (supplier brief) | 65 years (supplier brief); legal product document says up to 75 | 1.2% daily in supplier brief; legal long-route standard 1% daily | Representative APR varies by route; official examples about 1,829%–10,016% annual | Ukrainian citizenship | Cashless transfer to personal card or account; BankID/Diia supported | Personal cabinet/card; bank transfer and payment-provider fees may apply | Decision within 10 minutes; active application processing 08:00–21:00 | No automatic extension; rollover only by mutual written agreement | Ukraine excluding Crimea and Kharkiv, Donetsk, Luhansk, Zaporizhzhia, Mykolaiv and Kherson oblasts | TOV “БІЗНЕС ПОЗИКА” (EDRPOU 41084239); contacts page separately names TOV “ТВОЯ ПОЗИКА” · NBU licence reissued 14 March 2024, extract No. 27-0026/20163; certificate FC №880 | Checked September 16, 2026Review → |
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| MoneyVeo.UA✓ Checked | UAH 500 for Smart; Trend starts at UAH 2,000 net | Smart up to UAH 50,000; Trend up to UAH 40,000 net | Smart discount period from 3 days; Trend from 2 months | Smart up to 1,827 days (5 years); Trend up to 6 months | 18 years | Not separately disclosed on the public pages | Smart standard 0.98% per day; Trend 0.33% per day | Smart representative APR 2,221.34%; exact APR is route and amount specific | Ukrainian citizenship | Cashless transfer to a personal card or bank account | Moneyveo website or app, EasyPay, Portmone, City24, online banking, terminals and bank cash desk | Automatic online processing 24/7; advertising says about 1–2 minutes, subject to checks | Smart extension options are route-specific; Trend has no automatic extension | Ukraine; supplier brief excludes Crimea and Kharkiv, Donetsk, Luhansk, Zaporizhzhia, Mykolaiv and Kherson oblasts | TOV “МАНІВЕО ШВИДКА ФІНАНСОВА ДОПОМОГА” (EDRPOU 38569246) · NBU extract No. 27-0026/18457 dated March 8, 2024; permanent lending licence | Checked September 16, 2026Review → |
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| CashPoint.ua✓ Checked | UAH 200 in the Transition product; first-time FAQ range UAH 500–6,000 | Up to UAH 30,000 in listed repeat products | 15 days in listed 15-day products; first-time FAQ describes 30 days | 45 days in Transition and Consumer 25+; online products can run 40 days | Not publicly disclosed on the reviewed pages | Not publicly disclosed on the reviewed pages | Published range 0.001%–5.0% per day, depending on product and route | Real annual-rate examples range from 27.86% to 2,899.03%; FAQ widget cites 226.23% for a 20-day Test Drive example | Ukraine eligibility is stated; an exact citizenship threshold is not separately published | Transfer to a bank card or cash at a CashPoint branch | Personal cabinet, CashPoint branches, Privat24, bank transfer and self-service terminals | Provider advertising says a decision can take up to 20 minutes; route and checks vary | Available in the personal cabinet or branch after paying accrued interest; not through Privat24 or terminals | Ukraine; supplier brief excludes Crimea and Kharkiv, Donetsk, Luhansk, Zaporizhzhia, Mykolaiv and Kherson oblasts | TOV “БІ ЕЛ ДЖИ МІКРОФІНАНС” (EDRPOU 37615055) · Financial institution certificate IK No. 81 (1 September 2011); lending licence reissued by NBU on 8 March 2024 | Checked September 16, 2026Review → |
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| Novi Kredyty UA✓ Checked | UAH 1,000 | UAH 50,000 | Not publicly disclosed | Not publicly disclosed | Not publicly disclosed | Not publicly disclosed | Not publicly disclosed | Not publicly disclosed | Ukraine residence, official ID, mobile phone, bank account and affordability checks may apply | Digital decision; bank transfer or card payout processing can change receipt time | Not publicly disclosed | Digital decision; bank transfer or card payout processing can change receipt time | Not publicly disclosed | Ukraine; creditor, product and borrower eligibility rules apply | Confirm whether the brand is the creditor, a broker or a lead-generation route | Checked August 27, 2026Review → |
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| FinClick UA✓ Checked | UAH 5,000 | UAH 8,000 for repeat customers | Not publicly disclosed as a fixed minimum; choose the term shown in the live calculator | Up to 364 days | 18 years | 65 years | 0.01% per day (FinClick also shows a 3.65% annual equivalent) | Real annual percentage rate 5,515.12% in the UAH 5,000 / 364-day example; total cost UAH 17,994 | Ukrainian citizenship | Transfer to an IBAN or card number | Personal account, bank card, bank transfer or other methods shown in the current account | About 10 minutes is stated for the application; verification can take longer | Extension and deferral conditions are not publicly disclosed; ask before the due date | Ukraine, excluding Kharkiv, Donetsk, Luhansk, Zaporizhzhia, Mykolaiv and Kherson oblasts and Crimea | TOV “INVESTMENT FINANCE GROUP” (EDRPOU 36413053) · Financial-company lending licence: extract from the State Register of Financial Institutions dated 7 March 2024, No. 27-0026/18063 | Checked September 16, 2026Review → |
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| FinBert UA✓ Checked | UAH 1,000 | UAH 8,000 in the supplier brief; current 2026 product disclosures list up to UAH 8,600 | 10 calendar days in the supplier brief; current 2026 product disclosures describe a 360-day product | 14 calendar days in the supplier brief; current 2026 product disclosures describe 360–364 days | 18 years | 65 years | 1.00% per day after any introductory period; the Promo product shows 0.01% for the first 14 days | Current Promo disclosure: real annual rate 2,159.87% with the special rate and 3,251.30% without it; the Best disclosure lists 3,251.30% | Ukrainian citizenship is stated in the supplier brief and current product rules | Cashless transfer to the applicant’s card or bank account/IBAN; exact route is confirmed before signing | Personal cabinet, bank card, bank transfer or another method shown by the provider | Supplier brief: about 15 minutes for a new client and 5–10 minutes for a repeat client; rules allow a decision process of up to 3 days | Supplier information says paying interest can move the due date, while current product PDFs say no extension; verify the signed contract | Ukraine, except Kharkiv, Donetsk, Luhansk, Zaporizhzhia, Mykolaiv and Kherson oblasts and Crimea | TOV “Financial company «Gvadiana»” (TOV “ФК «Гвадіана»”), EDRPOU 42016442 · Official disclosures print extract No. 27-0026/55533 dated July 22, 2024; current product PDFs print No. 27-0026/555533 | Checked September 16, 2026Review → |
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| Treba UA✓ Checked | UAH 1,000 for the first credit and UAH 2,000 for a repeat credit in the April 2026 microcredit sheet; an individual decision may reduce the amount to UAH 50 | UAH 8,646 in the April 27, 2026 microcredit sheet; the current website separately advertises up to UAH 10,000 first and UAH 20,000 repeat, so the live agreement controls | 360 days; the credit-line product uses scheduled payment periods rather than a short payday term | 360 days in the current product sheets | 18 years | 70 years | 0.94% per day fixed standard rate | Real annual rate: 1,744.94%–4,545.00% for the first credit and 1,719.43%–4,545.00% for a repeat credit | Ukrainian citizenship | Cashless transfer to the borrower’s payment card | Methods shown on the official repayment page and in the personal cabinet; scheduled payments are due every 15 days | The provider advertises a fast online process; no binding decision-time guarantee is published | Automatic extension is not provided in the current microcredit characteristics | Ukraine; the official sheet excludes temporarily occupied territories and allows regional restrictions. The provider brief additionally lists Kharkiv, Donetsk, Luhansk, Zaporizhzhia, Mykolaiv and Kherson regions and Crimea as excluded; verify the live service area at application | TOV “Maks Credit” (ТОВ «МАКС КРЕДИТ»), EDRPOU 42806643 · Financial-company licence for lending, reissued by the National Bank of Ukraine on March 21, 2024; current register extract No. 27-0026/18007 dated March 10, 2025 | Checked September 16, 2026Review → |
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| Cly UA✓ Checked | UAH 5,000 in the current lending-conditions sheet | UAH 8,000 in the current lending-conditions sheet | 90 days in the current lending-conditions sheet | 90 days in the current lending-conditions sheet | 18 years | 65 years | 0.72% per day, fixed rate | Real annual percentage rate: 4668% for the 90-day example with 0.72% daily interest and a 25% issuance commission | Ukrainian citizenship is required by the current product information | Cashless transfer to the borrower’s verified Ukrainian payment card | Payment by bank card in the personal account; bank-transfer or bank-terminal details may be provided by CLY | Provider brief: automated decision and roughly 5–10 minutes from application to money; repeat applications may take about one minute. This is a marketing estimate, not a guarantee | Unilateral extension is not allowed; the contract says the borrower cannot initiate an addendum to extend the term | Ukraine; the provider brief excludes Kharkiv, Donetsk, Luhansk, Zaporizhzhia, Mykolaiv and Kherson regions and Crimea; official documents also restrict uncontrolled or occupied territories | TOV “CLY INVEST” (ТОВАРИСТВО З ОБМЕЖЕНОЮ ВІДПОВІДАЛЬНІСТЮ «КЛАЙ ІНВЕСТ»); no broker is identified in the reviewed contract · Licence to provide funds and bank metals on credit issued by NCFU order No. 1449 dated 16 August 2018; reissued 19 March 2024 after the name change | Checked September 16, 2026Review → |
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| Alliance Bank UA✓ Checked | Not publicly disclosed; this is a revolving card limit rather than a fixed payday-loan amount | Up to UAH 300,000 credit limit, subject to individual assessment | Not applicable; revolving credit has no single fixed loan term publicly stated | Not applicable; the account remains revolving while the agreement is active | Provider brief target audience starts at 23; an official minimum eligibility threshold is not publicly disclosed | Provider brief target audience ends at 55; an official maximum eligibility threshold is not publicly disclosed | Not publicly disclosed as a daily rate | Representative APR or full-cost example is not publicly disclosed on the reviewed page; the signed tariff controls | Ukrainian citizenship is stated in the provider brief; the bank makes the final eligibility assessment | Use of the credit line for purchases, card transfers and cash withdrawal where the selected operation permits | Card top-up, transfer of own funds and repayment through the Alliance app or account | Online card opening is advertised in about 3 minutes; this is a process estimate, not a credit-decision guarantee | Not applicable to a revolving card; the credit line is governed by the active card agreement | Ukraine; the provider brief excludes Kharkiv, Donetsk, Luhansk, Zaporizhzhia, Mykolaiv and Kherson regions and Crimea | JSC “BANK ALLIANCE” (АТ «БАНК АЛЬЯНС») · Banking licence No. 97 dated 17 November 2011 | Checked September 16, 2026Review → |
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| BeeCredit UA✓ Checked | UAH 500 shown by the live homepage selector; the current legal information sheet lists a UAH 2,000 minimum for its reviewed microcredit product | Up to UAH 20,000 shown by the live homepage selector; the current legal information sheet lists UAH 7,000 for its reviewed product, while FAQ says repeat customers may reach UAH 20,000 | 105 calendar days in the current legal information sheet and homepage selector | Up to 365 days in the FAQ; the homepage selector currently displays up to 300 days, so the live agreement controls | 18 years in the current consumer-credit information PDF | 65 years in the current consumer-credit information PDF | 1.00% per day, fixed, equivalent to 365% annual interest when a year has 365 days | Official pages conflict: homepage calculator shows 5,271.44%–10,971.25% APR; the legal information PDF shows 9,768.48%–10,570.66%; provider brief supplied 497.73%–530.45%, which could not be reconciled | Ukrainian citizenship or lawful Ukraine residence is expected; the final agreement and verification decide eligibility | Cashless transfer to the borrower’s verified bank card | Card payment in the BeeCredit account, bank transfer or bank terminal, and listed payment partners | Up to 5 minutes for a first application and up to 3 minutes for a repeat application according to the FAQ; homepage says a decision within 7 minutes | The supplier brief mentions an option to extend; automatic extension is absent from the legal information sheet, so check the signed agreement | Ukraine, except Kharkiv, Donetsk, Luhansk, Zaporizhzhia, Mykolaiv and Kherson regions and Crimea according to the supplier brief | TOV “MULTICREDIT” (ТОВ «МУЛЬТІКРЕДИТ»), EDRPOU 44653728 · NBU licence for lending funds and bank metals, reissued/recorded on 29 March 2024; financial-institution certificate FK No. V0000506 dated 28 January 2022 | Checked September 16, 2026Review → |
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| Aviracredit UA✓ Checked | UAH 5,000 on the current product page; an older information sheet states a UAH 1,000 starting point | UAH 8,000 on the current product page; the older legal sheet states up to one statutory minimum wage | 90 days on the current product page; an older information sheet describes 7–21 days | 90 days on the current product page; an older information sheet describes 7–21 days | 18 years | Not publicly disclosed | 0.72% per day, fixed, on the current product disclosure; an older PDF uses a 5% example | Current product page: up to 4,668% APR; tariff page states 287.8% nominal annual remuneration; older PDF example states 6,251,367.05% real annual rate | Ukrainian citizenship is listed in the current eligibility wording | Cashless transfer to the borrower’s verified bank card | Card payment in the personal account, PrivatBank terminal, online banking or a bank cashier using company details | The homepage markets a decision in about one minute; current information also says a few minutes and SMS notification | Older information describes extension; the current guidance says a borrower cannot unilaterally initiate it, so the agreement controls | Ukraine, subject to the provider’s exclusions for temporarily uncontrolled, occupied and active-hostilities territories, including Crimea | TOV “FINANCIAL COMPANY “AVIRA GROUP” (ТОВ «ФІНАНСОВА КОМПАНІЯ «АВІРА ГРУП»), EDRPOU 43174156 · NBU licence for lending funds and bank metals; re-licensing extract No. 27-0026/22788 dated March 22, 2024; certificate FK No. 1313 dated January 11, 2020 | Checked September 16, 2026Review → |
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| AeroCash UA✓ Checked | UAH 4,000 on the current public calculator; supplier brief says UAH 3,000 | UAH 8,600 on the current public calculator and FAQ | 360 days for the current product; a shorter public minimum is not stated | 360 days | 18 years | 65 years | 0.93% per day | Representative examples show 3,350.79% APR with timely loyalty conditions, 5,560.49% when the first-payment condition is missed, and 34,587% for the early 15-day example | Ukrainian citizenship | Cashless transfer to the borrower’s bank card after approval and electronic signing | Personal account or card, bank transfer/online banking, or cash through a payment terminal | FAQ: approximately 5–15 minutes; the homepage also markets a five-minute response | Not publicly disclosed in the reviewed official pages | Ukraine; eligibility and territorial exclusions are determined by the current agreement | TOV Financial Company Ukrainian Payment Center (ТОВ ФК «Український платіжний центр»), EDRPOU 39898755 · NBU licence for lending funds and bank metals; disclosure extract No. 27-0026/70711 dated September 15, 2025 | Checked September 16, 2026Review → |
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| BizPozyka UA✓ Checked | UAH 1,000 for the current consumer products; older supplier material says UAH 3,000 | UAH 150,000 for 4- and 6-month products; up to UAH 30,000 for the 23–26-day product | 23 days for the short product; 113 days (16 weeks) for the instalment products | 169 days (24 weeks); the short product is 23–26 days | 18 years | 75 years | 1% per day for 4- and 6-month products; 0.01% per day is published for the short product | Official representative APR examples range from 1,829.17% to 10,376.34%; the signed agreement controls | Ukrainian citizenship is stated in the consumer-credit rules | Cashless transfer to the borrower’s card or to a Ukrainian IBAN after electronic signing | Personal account, provider website, bank cash desk, bank transfer, Privat24 and other listed channels | Provider guide: decision normally within 15 minutes; application can be started by phone or online | No general extension promise is published; ask the creditor and rely on a written additional agreement | Ukraine; official materials exclude the temporarily occupied or restricted territories listed by the provider | Limited Liability Company “Business Pozyka” (ТОВ «БІЗНЕС ПОЗИКА»), EDRPOU 41084239 · NBU extract No. 27-0026/20163 dated 14 March 2024; financial-company lending licence | Checked September 17, 2026Review → |
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| SOS CREDIT UA✓ Checked | UAH 500 on the public product page; the 2025 essential-characteristics form states UAH 8,000 for the general consumer-credit range | Up to UAH 20,000 for first and subsequent online applications | 7 calendar days in the current disclosure; the homepage product explanation also describes 10 days for the standard selector | 65 calendar days, excluding any separately agreed extension | 18 years | 90 years | 0.01%–1% per day, selected for the customer by scoring and shown in the offer | Representative examples: 3.99% APR on UAH 3,000 for 15 days at 0.01% daily; 1,639.15% APR on 65 days at 1% daily | Ukrainian citizenship | Cashless transfer to the borrower’s own Ukrainian bank card or linked account after electronic signing | Personal account, SOS CREDIT website, bank transfer or bank cash desk, online banking and listed payment channels | Up to 15 minutes for the automated review in the official information; customer materials advertise faster cases | 15- or 30-day extension is available through the personal account when the provider offers it; it is not automatic | Ukraine, subject to the provider’s territorial and legal restrictions; restricted or occupied areas are excluded | Limited Liability Company “SOS CREDIT” (ТОВ «СОС КРЕДИТ»), EDRPOU 39487128 · Licence re-issued in the Ukrainian financial-services register on 11 March 2024; historical order No. 127 dated 14 January 2016 and certificate IK No. 144 are cited in the disclosure | Checked September 17, 2026Review → |
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| Rocket Money UA✓ Checked | UAH 4,000 on the current calculator; older supplier material mentioned UAH 3,000 | UAH 8,600 on the current calculator and product pages | The core product is a 360-day agreement; some official landing pages describe options from 30 days, so confirm the selector | 360 calendar days | 18 years | 65 years on the provider’s eligibility pages | 0.93% per day | Representative APR examples: 3,350.79% with timely first payment and 5,560.49% after a missed first payment | Ukrainian citizenship | Cashless transfer to the borrower’s own Ukrainian bank card or linked account | Personal account, card payment, bank transfer or company details, EasyPay and City24 terminals | Usually 5–15 minutes; automated decisions are described as available around the clock | No automatic rollover is promised; any extension must be offered in the personal account and contract | Ukraine, subject to the provider’s territorial and legal restrictions; occupied or restricted territories may be excluded | LLC Financial Company “Ukrainian Payment Center” (ТОВ ФК «Український платіжний центр»), EDRPOU 39898755 · Financial-company licence extract dated 15 September 2025, register reference 27-0026/70711; an older contract cites extract 27-0026/70794 dated 17 September 2024 | Checked September 17, 2026Review → |
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| LemurCredit UA✓ Checked | Not publicly disclosed by Lemur; the matched partner sets the minimum | Not publicly disclosed by Lemur; the matched partner sets the maximum | 62 days in the platform disclosure; the partner offer controls the actual term | 1 year in the platform disclosure; the partner offer controls the actual term | 18 years in the FAQ; the partner may apply a different rule | 85 years in the FAQ; an offers page has shown 65, so confirm the matched partner rule | Not publicly disclosed by Lemur as a universal rate | Maximum APR 660,520.14% in the general disclosure; partner APR and total repayment control the contract | Not stated as a single Lemur rule; the FAQ requires a permanent resident of Ukraine | Bank account, bank card or cash may be available depending on the partner wording | Any Ukrainian bank branch, payment terminal or self-service terminal; partner instructions prevail | Usually instant and no later than 15 minutes according to the FAQ | Not publicly disclosed by Lemur; any extension must be offered by the partner | Ukraine, excluding Crimea and the Donetsk, Zaporizhzhia, Luhansk, Kharkiv and Kherson regions according to the provider brief | Varies by matched partner lender; Lemur does not name one universal creditor · Not applicable to Lemur as a non-creditor intermediary; verify the matched lender licence | Checked September 17, 2026Review → |
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| FINX UA✓ Checked | UAH 1,000 (supplier brief and official product pages) | UAH 30,000 in the supplier brief; official product pages describe product-specific ceilings up to UAH 58,824 | 1 day in the supplier brief; official product pages show product-specific terms from 84 days | 168 days in the supplier brief; official product pages describe up to 196 days and possible extension wording | 18 years | 75 years in the supplier brief; the public rules do not publish a separate maximum | From 0.70% per day in the supplier brief; official product pages show starting rates from 0.62% to 0.97% by product | APR is not published as one universal figure; current rules describe a fixed annual rate up to 360% plus fees | Ukrainian citizen according to the supplier brief and product disclosures | Cashless transfer to a verified card or bank account; no cash hand-out is advertised | Personal cabinet, bank card, bank transfer and payment systems or terminals such as EasyPay, City24 and Portmone | Supplier brief: decision in about 15 minutes; official rules allow up to five working days | Supplier brief describes up to 12 months in some programmes; extension is product-specific and not guaranteed | Ukraine; supplier brief excludes Crimea and Donetsk, Zaporizhzhia, Luhansk, Kharkiv and Kherson oblasts | TOV “Financial Company «Crediplus»” (ТОВ «ФК «Кредіплюс»»), EDRPOU 40474269 · Licence decision No. 2103 dated 1 September 2016, reissued under NBU authorisation on 13 March 2024; indefinite right to lend | Checked September 17, 2026Review → |
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| ReCredit UA✓ Checked | UAH 7,000 according to the supplier brief | UAH 30,000 according to the supplier brief; official pages discuss total refinanced debt up to UAH 40,000 | 3 months according to the supplier brief; official product scheme lists 3, 4, 5, 6, 9 and 12 months | 12 months on current product information | Not publicly disclosed as a universal minimum; supplier says 23–55 is a preferred age range | Not publicly disclosed as a universal maximum; supplier says 23–55 is a preferred age range | Supplier average 0.49% per day; official pages state 0.5% for new customers and 0.4% for returning customers | Official product page: 615%–3,400% real annual rate; supplier brief: approximately 1,300%–2,305%; exact agreement controls | Ukrainian citizenship or other status accepted under the current application and agreement | Cashless transfer to a personal card or IBAN; contracts over UAH 40,000 may require office or video verification | City24, EasyPay, online banking, bank transfer, website card payment and Nova Poshta where offered | A specialist may call within several minutes; exact decision time is not guaranteed | Official pages describe products up to 12 months and possible standard-term use up to five years; not a guaranteed rollover | Ukraine; supplier brief lists Odesa, Dnipro and 16 Ukrainian oblasts; confirm residence in the live route | TOV “Kreditservice” (ТОВ «Кредитсервіс»), EDRPOU 41125531 · National Commission order No. 2084 dated 29 November 2018; reissued by the NBU on 14 March 2024 | Checked September 17, 2026Review → |
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| Credos UA✓ Checked | UAH 1,000 for MiniCredos; UAH 7,000 for MaxiCredos | UAH 55,000 for MiniCredos; UAH 100,000 for MaxiCredos; supplier brief says first credit up to UAH 20,000 | 2 days between interest payments; product term is up to 365 days (MiniCredos) or 300/365 days (MaxiCredos) | 365 days for MiniCredos; 300 days with 14-day payments or 365 days with monthly payments for MaxiCredos | 18 years | 75 years | 1% per day for days 1–180; 0.74% per day from day 181 for the standard rate | Real annual rate depends on product, amount and schedule: official examples range from 3,217.09% to 6,721.30% for MiniCredos; MaxiCredos examples reach 4,971.15% | Ukrainian citizenship or status accepted by the current application and agreement | Cashless transfer to the borrower’s card after approval, identification and contract signing | Personal account card payment, PrivatBank, City24, EasyPay, EasyPay website or bank transfer | New-customer review can take about 8 minutes during working hours; repeat applications are automated | Credit-line products allow scheduled use up to the stated term; no universal rollover promise | Ukraine; provider brief excludes Crimea and active-war areas listed by the provider | TOV “Ukr Credit Finance” (ТОВ «УКР КРЕДИТ ФІНАНС»), EDRPOU 38548598 · Order No. 2401 dated June 8, 2017; licence reissued as a financial-company licence by the NBU in 2024 | Checked September 17, 2026Review → |
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| MaxiCredit UA✓ Checked | UAH 7,000 in the supplier brief; the current MaxiCredit-S selector displays from UAH 10,000 | UAH 40,000 on the current product page | 3 months on the active MaxiCredit-S route | 12 months on the active promotional route; the company page separately mentions up to 60 months on base conditions | No strict minimum publicly disclosed; the site says age 20–58 is an advantage | Not publicly disclosed | 0.25% per day from balance for returning customers and 0.29% for new customers on the published promotional route; base page states 0.99% per day | Supplier brief: 749%–1,820% real annual rate; the January 2026 disclosure states up to 1,900%, depending on conditions | Own payment card; BankID verification is used for online contracts up to UAH 40,000 | Cashless transfer to the borrower’s own card after approval and electronic contract signing | Website, online banking, City24, EasyPay, bank branch, bank-terminal details or Nova Poshta channels listed by the provider | A manager may contact the applicant within about one hour; final timing depends on verification | The official consumer-credit disclosure says extension or rollover is not provided | Ukraine; provider excludes Crimea and Chernihiv, Sumy, Kharkiv, Luhansk, Donetsk, Zaporizhzhia and Kherson regions | TOV “Creditservice” (ТОВ «Кредитсервіс»), EDRPOU 41125531 · NBU financial-company licence; original order No. 2084 dated November 29, 2018, reissued in the NBU register on March 14, 2024 | Checked September 17, 2026Review → |
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| Izi bank UA✓ Checked | UAH 500 | UAH 200,000, subject to the approved individual limit | 62 days is the minimum period shown in current product materials; the individual agreement controls | 12 months with automatic extension for the same term on the revolving line | Age of majority under Ukrainian law; the provider does not publish a separate minimum in the reviewed materials | Not publicly disclosed | 0.20% per day (72% annual) in the current consumer-credit passport; the grace rate is separate | Representative real annual rate: 100.68% for card purchases and 123.20% for cash withdrawal or transfer in the current passport | An izi current account and payment card; BankID, Diia or document verification may be used | Approved credit limit is placed on the customer’s izi payment card; physical, virtual, pickup and courier routes are described | Monthly minimum payment is 5% of used credit, at least UAH 100 and no more than the debt; app and published payment channels apply | Application registration is described as taking about five minutes; final underwriting timing is not guaranteed | The revolving line has automatic extension for another 12-month term; this is not a payday-loan rollover promise | Ukraine; card delivery and pickup are offered in the cities listed by the provider | Joint Stock Company TASCOMBANK (АТ «ТАСКОМБАНК»), EDRPOU 09806443 · NBU banking licence No. 84 dated October 25, 2011; bank register entry No. 45 | Checked September 17, 2026Review → |
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| Unex Bank UA✓ Checked | UAH 2,000 in the supplier brief; the official comparison currently shows Fresh Cash from UAH 525 | UAH 22,000 in the Fresh Cash offer; the broader official comparison currently shows up to UAH 24,000 | 3 months in the supplier brief | 6 months | Not publicly disclosed for this product | Not publicly disclosed for this product | 365% per year is the stated nominal rate; a universal daily rate is not separately published | Real annual percentage rate: 3,573.84%–4,479.53% in the current Fresh Cash information | A current account may be opened when required by the agreement; fees and tariffs should be checked | Online transfer to a Ukrainian bank card | According to the repayment details and bank account or card channels named in the agreement | About 10 minutes for online application; underwriting timing is not guaranteed | Not publicly disclosed for Fresh Cash | Ukraine | Joint Stock Company UNEX BANK (АТ «ЮНЕКС БАНК»), EDRPOU 20023569 · NBU banking licence No. 56; licence record dated October 28, 2011 | Checked September 17, 2026Review → |
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| Prostocredit UA✓ Checked | UAH 500; first-loan ceiling UAH 5,000 in the supplier brief (current official page shows UAH 6,000) | UAH 8,000 for repeat loans in the supplier brief (current official page shows up to UAH 8,600) | 3 days in the online selector | 30 days; standard product is described as a 30-day loan | 18 years | 65 years | 1% per day in official product information | RRPС/APR from 21,918.79% annual in official product information; signed example controls | No separate bank-account requirement published | Transfer to a Ukrainian bank card after electronic signing | Personal cabinet, card, phone, bank transfer, EasyPay, MonoBank, City24, aBank and partner cash desks | Up to 15 minutes for a new application and up to 5 minutes for a repeat application | Unlimited prolongation when accrued interest is paid; equivalent term repeats | Ukraine, excluding Donetsk, Zaporizhzhia, Luhansk, Kherson regions and Crimea under the supplier brief | LLC “FC PROSTO CREDIT” (ТОВ «ФК ПРОСТО КРЕДИТ»), EDRPOU 43601144 · NBU extract records lending-licence re-registration on March 26, 2024; separate number is not printed in the public extract | Checked September 17, 2026Review → |
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| Funny Money UA✓ Checked | UAH 5,000 | UAH 8,000 | 364 days in the official material-characteristics document | 364 days in the official material-characteristics document | 18 years | Supplier brief says 65 years; official public characteristics document states 18+ only | 0.01% per day in the official representative example; supplier brief also mentions 0.92% | Real annual rate 5,515.12%; annual interest 3.65%; total repayment examples range from UAH 6,894 to UAH 36,790.40 | Ukrainian citizenship | Cashless transfer to the electronic payment instrument specified by the consumer | Card in the personal cabinet, bank app or transfer by company details, and bank cash desk | 5–15 minutes according to the official FAQ | Automatic extension is absent in the official characteristics document | Ukraine; supplier brief excludes Donetsk, Zaporizhzhia, Luhansk, Kherson regions and Crimea | LLC “Investment Finance Group” (ТОВ «ІНВЕСТМЕНТ ФІНАНС ГРУП»), EDRPOU 36413053 · Extract from the State Register of Financial Institutions dated March 7, 2024, No. 27-0026/18063 | Checked September 17, 2026Review → |
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| LoviLave UA✓ Checked | UAH 500 | UAH 15,000 for the repeat-credit route; first-credit PDF shows up to UAH 6,000 | 1 day is shown by the public selector; the individual schedule controls | 90 days, with contractual extension options | 18 years | 65 years | 0.01% promotional example; standard published rate is 2.5% per day | Official PDFs show 3.65%–912.5% real annual rates; the live site displays scenario-dependent figures up to 114,432.08% | Ukrainian citizenship or Ukrainian resident status | Cashless transfer to the borrower’s bank account or payment-card details | According to the contract and payment schedule; current documents direct consumers to the LoviLave payment information page | About 1 minute is advertised for application review | A 90-day term may be prolonged under the agreement; automatic extension is not stated in the characteristics PDFs | Ukraine; supplier brief excludes Zaporizhzhia, Kharkiv, Kherson, Donetsk, Mykolaiv and Luhansk regions plus Crimea, with the stated city exceptions | LLC “Financial Company KIF” (ТОВ «ФІНАНСОВА КОМПАНІЯ «КІФ»), EDRPOU 42359240 · Lending licence reissued by the NBU on March 20, 2024; financial-institution certificate FC No. 1255 dated October 10, 2019 | Checked September 17, 2026Review → |
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| Finmarket UA✓ Checked | UAH 2,000 in current tariffs; the Global passport route starts at net UAH 6,700; supplier brief says UAH 1,000 | UAH 50,000 across current tariff products; the Global passport route shows net up to UAH 30,000 and gross up to UAH 42,857 | 40 days on the Adaptive tariff; the Global passport route starts at 47 days | 180 days across current tariff products | 18 years | 60 years in the official FAQ | 0.61%–1.453% daily in current tariffs, with later-period rates varying by product | Current Global documents show real annual rates around 47,867.50%–47,890.28%; supplier brief says 5,646.96%–9,717.05% | Ukrainian citizenship is required | Cashless transfer to a bank account, IBAN or eligible card | According to the repayment schedule; online payment page, card, bank transfer and other listed rails | About 5 minutes is advertised for application processing; approval is not guaranteed | Extension or refinancing is not a universal promise; check the current agreement | Ukraine; supplier brief excludes Kherson, Donetsk, Luhansk and Crimea, with stated city exceptions for Zaporizhzhia, Kharkiv and Mykolaiv | TOV “Financial Company Finmarket” (ТОВ «ФК «ФІНМАРКЕТ»), EDRPOU 44630255 · NBU financial-services licence/registry record dated March 29, 2024; certificate B0000456 dated December 10, 2021 | Checked September 17, 2026Review → |
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| Clickcredit UA✓ Checked | UAH 100 in the current public range; supplier brief says up to UAH 8,000 first and UAH 30,000 repeat; 2026 legal routes show UAH 100–8,647 and UAH 8,648–15,000 | UAH 30,000 is the public marketing ceiling; current September 2026 characteristics reviewed here show up to UAH 15,000 for the documented credit-line route | 5 days on the public short-term page; legal credit-line documents show 345 days as the shortest documented route | 365 days on the public selector and current long-term documents | 18 years | No maximum age is published in the current official characteristics; supplier brief says up to 75 years | 0.01% daily up to UAH 500 and no more than 10 days; 0.95% daily for larger or longer borrowing; examples also show 0.95% | Official examples and characteristics show real annual rates of 3,194.73%–5,916.41%; a current documented route lists 5,916.41% | Ukrainian citizenship | Cashless transfer to the borrower’s Ukrainian account or eligible card | Online card payment, bank transfer and the repayment channels published by ClickCredit; follow the signed schedule | Several minutes is advertised; the supplier brief says about 15 minutes for the process | Public pages describe extension options; automatic extension is marked “No” in current characteristics documents | Ukraine; official characteristics exclude permanently occupied or uncontrolled territories; supplier brief lists regional exclusions with city exceptions | LLC “1 Safe Agency of Necessary Loans” (ТОВ «1 БЕЗПЕЧНЕ АГЕНТСТВО НЕОБХІДНИХ КРЕДИТІВ»), EDRPOU 39861924 · NBU lending licence issued March 12, 2024, perpetual; financial-institution certificate IK No. 146, registry No. 16103223 | Checked September 17, 2026Review → |
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| Ariba UA✓ Checked | UAH 1,000 | One Ukrainian minimum wage on the contract date; the current January 1, 2026 characteristics use UAH 8,647 as the worked maximum example. The homepage advertises up to UAH 20,000, so confirm the live passport | 120 calendar days; fixed term | 120 calendar days; fixed term | 18 years | The public borrow page says 18–65 for a first application and 18–70 for repeat borrowing; the homepage says 18–70, so the live agreement controls | 0.9% per day (328.5% per year) in the current product disclosure | Real annual percentage rate 3,369.39% without the promotional discount, calculated with XIRR under NBU methodology | Ukrainian citizenship | Cashless transfer to a payment card | Personal cabinet, payment card, bank cash desk and the account details specified by Ariba | Automatic decision is advertised as taking several minutes; no guaranteed review time is published | Automatic extension is absent in the current characteristics; any prolongation must follow the agreement and current rules | Ukraine, excluding permanently uncontrolled or occupied territories; the supplier brief lists regional restrictions with named city exceptions | LLC “HAMA APGREID” (ТОВ «ГАМА АПГРЕЙД»), EDRPOU 41919810 · The public materials identify NBU authorisation but do not publish a separate licence number; verify the current NBU register | Checked September 17, 2026Review → |
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| Lehkocredit UA✓ Checked | UAH 1,000 in the published worked example; the live calculator and contract determine the selected minimum | UAH 10,000 for the first loan and UAH 20,000 for a repeat loan in the current financial-services disclosure | The public materials show a 15-day promotional interest period and a 360-day credit-line structure; the selected first payment date controls | Up to 360 days in the current financial-services characteristics | 18 years | 70 years | 0.94% per day standard; the first 15-day period may be reduced to 0.09% per day | Real annual percentage rate 1,744.94%–4,545.00% in the current published examples; promotional first-period example is 10,990.93% | Ukrainian citizenship | Immediate or near-immediate non-cash transfer to an eligible payment card after electronic signing and verification | Personal cabinet, payment card, payment terminal, online payment and bank transfer | About 8 minutes for a first application and about 2 minutes for a repeat application are advertised | No automatic rollover is promised; any change of term must follow the current agreement and provider rules | Ukraine; the provider states that services are delivered remotely through its information-and-communication system | LLC “MAX CREDIT” (ТОВ «МАКС КРЕДИТ»), EDRPOU 42806643 · Financial-company licence reissued by the National Bank of Ukraine on March 21, 2024; scope narrowed on March 10, 2025; no separate number published on the disclosure page | Checked September 17, 2026Review → |
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| Starfin.UA— Temporarily unavailable | UAH 1,000 on the current official information sheet | Up to one statutory minimum wage at agreement date on the current information sheet; supplier brief says first loan up to UAH 15,000 and repeat up to UAH 20,000 | 120 calendar days (fixed term) | 120 calendar days (fixed term) | 18 years | 70 years | 0.9% per day standard (328.5% nominal annual); supplier brief mentions 0.01% promotional first payment | Official examples show real annual rate 3,369.39%; examples vary by payment frequency (2,572.74%–3,369.39%) | Ukrainian citizenship, age 18–70, registered Ukrainian residence, valid ID/IPN and own Ukrainian bank card | Non-cash transfer to bank card | Card payment in personal cabinet; EasyPay; City24 currently marked temporarily unavailable; monobank terminals; bank cashier/IBAN | Provider says first review may take about 5 minutes; supplier brief says up to 15 minutes; outside working hours handled next working period | No automatic extension stated in the May 2026 information sheet | Ukraine, with provider exclusions: Crimea, Donetsk, Luhansk and Kherson; Dnipropetrovsk and Zaporizhzhia limits apply | TOV “STAR FINANCE GROUP” (EDRPOU 44022416); evaluates applications, signs agreements and funds the credit · NBU lending licence narrowed by decision No. 21/768-rk (18 July 2025); extract No. 27-0026/56036 (21 July 2025); indefinite | Temporarily unavailableReview → |
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